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عمومی::
مرحلۀ تجسم
self-sustainable global FE: (1) The Envisioning stage, where the government sets a strategic vision to
We term this initial stage the Envisioning stage as it is characterized by the outlining of clear objectives by
The Envisioning stage culminated in the charting of a strategic roadmap to
Table 6: Representative quotes underlying second-order themes in the Envisioning stage
Following the Envisioning stage, our findings suggest that the next stage of Fintech emergence is brought
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